We also offer various types of supplemental insurance plans, which are needed when life’s unexpected health issues come up. Having this type of insurance can save you thousands of dollars in medical bills. Our experienced staff of insurance agents will help you choose the plan that will work for your current situation, as well as help you plan for unexpected problems that may occur in the future. See the information below to read more about the types of supplemental insurance we have available. Supplemental coverage options also referred to as ancillary benefits, are often overlooked, but are an affordable health insurance option for many individuals and families. We offer a wide range of products that can supply extra protection on top of your traditional medical plan.

Types of Supplemental Insurance Protection

 

  • Dental Insurance
  • Vision Plans
  • Cancer
  • Critical Illness Plans
  • Life Insurance
  • Hospital Indemnity
  • Accident Plans
  • Dual Options Plans

 

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DENTAL AND VISION

What is Dental Insurance?
Dental insurance is a type of health insurance designed to pay a portion of the costs associated with dental care.

What is Vision Insurance?
Vision insurance is a form of insurance that provides coverage for the services rendered by eye care professionals such as ophthalmologists and optometrists.

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CRITICAL ILLNESS

What is Critical Illness Insurance?
Critical illness plans are designed to provide coverage for illnesses and injuries that have a significant impact on your quality of life. However, the specific list of qualifying conditions may vary based on your insurance provider. Critical illness insurance typically provides a lump-sum payment when you’re diagnosed with Heart attack, stroke or cancer to name a few.

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CANCER

How is a Cancer Plan different from a traditional medical plan?
Medical insurance reimburses the insured, or provider, for covered and approved medical services, procedures, equipment, and prescription drugs. The Cancer Plan pays an immediate one-time, lump-sum payment directly to the insured upon initial diagnosis of covered cancer. The cancer insurance policy benefit can be used for any purpose you choose.

 

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HOSPITAL INDEMNITY

What is Hospital Indemnity Insurance?
Hospital indemnity insurance is a type of plan that pays a set amount – per day, per week, per month, or per visit – if you’re confined in a hospital. The Hospital Plan is a hospital indemnity insurance plan.

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ACCIDENT INSURANCE PLANS

What is Accident Insurance?
Accident Insurance helps you handle the medical and out-of-pocket costs that add up after an accidental injury. This includes emergency treatment, hospital stays and medical exams, and other expenses you may face, such as transportation and lodging needs.

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DUAL OPTIONS PLANS

With the D-SNP (HMO) plan, Medicare and Medicaid benefits are rolled into one simple health plan, and members don’t pay anything for covered medical services. How much Medicaid covers depends on the member’s income, resources and other factors. Those who have full Medicaid benefits may enroll in this plan.